No Days Off

Trying to reach heights that I cannot see.....

But past those clouds I now there are goals that I must reach....

They exist waiting for me to have the courage to take the steps to create the future that I want to achieve.....

GAMSAT - get ready for gamsat and plan

Gamsat - review all section 3 work - sit practice exam. Look at section 2 preparation and discord example essays and then do practice papers. Do all section 1 question preparation. Organise timing and leave for the gamsat test in September.
Buy Gamsat practice exam and finish - 12/03/2024

RESIDENCY - Complete residency tasks

Fulfillment of mini-CEX, reflective logs, and Mini-PAT obligations.
Residency training ANZCAP meeting on 13/03/2034 11am-12pm link in outlook sa health email sent from Yu ting document and residency requirements
ANZ transition portal followup with A regarding form provided next week on 12/03/2024
look at my presentation that I will do - 12/03/2024
look at research project - 12/03/2024
look at minipat requirements - 12/03/2024
Monday 18th March 3pm –4pm (AEDT) • https://us06web.zoom.us/j/5859477655?pwd=t9W2Tyb3OUbaAVlGvh7sH6bbrQWCDb.1&omn=839390 02545 • Meeting ID: 585 947 7655 • Passcode: 216578
Friday 22nd March 12pm –1pm (AEDT) • https://us06web.zoom.us/j/5859477655?pwd=t9W2Tyb3OUbaAVlGvh7sH6bbrQWCDb.1&omn=898060 02920 • Meeting ID: 585 947 7655 • Passcode: 216578
Wednesday 27th March 2pm –3pm (AEDT) • https://us06web.zoom.us/j/5859477655?pwd=t9W2Tyb3OUbaAVlGvh7sH6bbrQWCDb.1&omn=834385 86958 • Meeting ID: 585 947 7655 • Passcode: 216578

ONLINE BUSINESS - Setup business - The margins to make in business is the reason why I need to become a business man. Being independent.

Personal - pick up debit card from home
Expecting smart mini from commbank - delivery to my home - will receive a call to when they will drop off the product
Finalise business plan - 12/03/2024 tonight
Understand my customers and where I will sell my products
Organise first shipment of products

PERSONAL

Personal Investment - Social media platforms, podcast and Youtube - upload contact regularly in relation to lifestyle, leisure activities, pharmacy, gaming, travel, music and sports. Make Youtube content, topics relevant/hot, youtube videos onto tiktok wiith hashtags and sounds, and then stream to react to popular figures, put reactions into tiktok with that persons hashtage and popular sounds. Get into that persons hashtag algorithm
Take out bin when coming back to Mount gambier on 15/03/2024
Cleaning bathroom when coming back to Mount gambier on 22/03/2024
Prepare for upcoming next month on Sunday 24/03/2024
work - fringe benefits ending march 31st - spend all money in maxxia
Transfer funds to commbank account as April 1st after interest paid- Open anz plus or open account with commbank higher rate of 4.9 annually and not being short changed - call anz and transfer all funds to commback after this months interest rate payment. 1800 352 535 8am-4 Monday to Friday. $28 - 2 business business days to transfer - April 22/03/2024

WORK

PM - days 15, 16 (week 1) and 23 (week 2)
First aid course preparation on 17/03/2024
First aid course 0n 18/03/2024 8AM - 1:30PM Elizabeth St John Centre 81 Elizabeth Way - Enter rear of building Elizabeth SA 5112
Update linked in - include st johns first aid late night on 18/03/2024
Salhn permanent position expire 21st March 2024 ahp2 - apply 18/03/2024
PDL insurance pay and place into tax return folder - on 22/03/2024 due in By 30 April 2024
Submit timesheet on desktop to V on 21/03/2024
Paid this week for next weeks pay but still expect maxxia to be contributed for next fortnight $368. As reached maximum for maxxia this year this will be contributed next fortnight via SA health pay upcoming with tax applied. Follow up with payroll regarding additional contribution for upcoming fortnight if any issues. Number in Microsoft to do. Expected on - 22/03/2023.
Taxi reimbursement $183 expect payment by 22/03/2024
Work payslip AHP203 followup update on payslip and back pay from 14/02/2024 - 22/03/2024
SHPA reimbursement waiting on - needing to follow up if not received by 22/03/2024.
Work - fridge remove food and clean container 25/03/2024

CAR - consider cars to buy

Search for vehicles - SUV
Car form to take to service sa (form in wallet) on 18/03/2024 in Elizabeth Service SA centre at 2PM
Service car - coolant and engine oil on 24/03/2024

FAMILY

Money to break off - give O money if she did well
Follow up with B - assignments
Pops/mum- have lunch and a good time with him in the home
T & A - Conversation regarding university and how he is going
I - toy and play
Have a conversation with William regarding his studies and how he is going with university/ areas to improve

FRIENDS

Juma link up to go the gym and catch up. Discuss business plan and if he want to join as a part of the business.
Huri link up to have discussion business and rotation to NALHN - hit up Huri 12/03/2024

TRAVEL

Mount Shank
Wangolina Winery

REALESTATE

Look at excel sheet and resources on my bookmarks for property.
Discuss the property plan with the family - either house for the family and everyone will contribute - 12/03/2024 - 14/03/2024
Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum - 12/03/2024 - 14/03/2024
Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products. Lunch break: Contact Bendigo bank and sa bank and west pac to discuss rates and home loan structure
Bendigo bank Tuesday 12/03/2024 - 11am-12pm loan meeting
Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
Organise properties to go view over the next 2 weeks - run numbers and schedule inspection times for all the properties on realestate.com
Close the deal
Property management

DATES:

Schedule the above tasks to do
Schedule properties to inspect: https://www.realestate.com.au/
Schedule properties to inspect: https://www.domain.com.au/

In progress

Pick up commbank business card
Expecting Smart mini from commbank - call prior to delivery
Personal Investment - Social media platforms, podcast and Youtube - upload contact regularly in relation to lifestyle, leisure activities, pharmacy, gaming, travel, music and sports. Make Youtube content, topics relevant/hot, youtube videos onto tiktok wiith hashtags and sounds, and then stream to react to popular figures, put reactions into tiktok with that persons hashtage and popular sounds. Get into that persons hashtag algorithm
Expecting smart mini from commbank - delivery to my home - will receive a call to when they will drop off the product
Personal Investment - Social media platforms, podcast and Youtube - upload contact regularly in relation to lifestyle, leisure activities, pharmacy, gaming, travel, music and sports. Make Youtube content, topics relevant/hot, youtube videos onto tiktok wiith hashtags and sounds, and then stream to react to popular figures, put reactions into tiktok with that persons hashtage and popular sounds. Get into that persons hashtag algorithm
GAMSAT - review all section 3 work, review section 2 work and review section 3 work
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Maxxia- fringe benefits ending march 31st - spend all money in maxxia
Transfer funds to commbank account as April 1st after interest paid- Open anz plus or open account with commbank higher rate of 4.9 annually and not being short changed - call anz and transfer all funds to commback after this months interest rate payment. 1800 352 535 8am-4 Monday to Friday. $28 - 2 business business days to transfer - April 22/03/2024
Search for vehicles - SUV
Look at excel sheet and resources on my bookmarks for property.
Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum - 12/03/2024 - 14/03/2024
Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products. Lunch break: Contact Bendigo bank and sa bank and west pac to discuss rates and home loan structure
LOAN: Finalise home loan - Adelaide Bank (Rate 6.09%) vs ANZ (6.24%) - in progress
Bendigo bank Tuesday 12/03/2024 - 11am-12pm loan meeting
Work: ANZCAP transition portal follow up with A regarding form provided next week on 12/03/2024

GAMSAT - Buy Gamsat practice exam and do - screen record and review performance for areas to improve
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Friend - Huri link up to discuss business, friendship and rotation to NALHN - Done
Family - William follow up regarding university studies - create a Whatsapp group and see when everyone is free to link up to catch up next week.
Online Business - Finalise business plan - Understand my customers and where I will sell my products & Organise first shipment of products
Organise properties to go view over the next 2 weeks - run numbers and schedule inspection times for all the properties on realestate.com.
Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
Work: ANZCAP transition portal follow up with A regarding form provided next week on 12/03/2024
Property: Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
On excel sheet schedule properties to view

Residency - ANZ transition portal follow up with A regarding form provided next week on 13/03/2024
Property: Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
- Schedule properties to inspect: https://www.realestate.com.au/
- Schedule properties to inspect: https://www.domain.com.au/
- Calculate numbers for property to ensure that you break even on your property investment
- On excel sheet schedule properties to view
LOAN: Finalise home loan - Adelaide Bank (Rate 6.09%) vs ANZ (6.24%) - in progress
Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum - 12/03/2024 - 14/03/2024
Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products
- Get documentation back to Cameron Bendigo/Adelaide Bank
- Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on

Loan structure - use the infinity loan calculator to support calculation

Gamsat study
GAMSAT - Buy Gamsat practice exam and do - screen record and review performance for areas to improve
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Friend - Huri link up to discuss business, friendship and rotation to NALHN
Online Business - Finalise business plan - Understand my customers and where I will sell my products & Organise first shipment of products
Organise properties to go view over the next 2 weeks
- run numbers and schedule inspection times for all the properties on realestate.com.
- Excel sheet with properties to view
- Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
WORK: ANZCAP transition portal follow up with A regarding form provided
Property: Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
Family - William follow up regarding university studies - create a Whatsapp group and see when everyone is free to link up to catch up next week.

Travel back to Mount Gambier
Gamsat study
Look at excel sheet and resources on my bookmarks for property.
Residency - ANZ transition portal follow up with A regarding form provided next week on 13/03/2024
Residency - follow up Y email regarding accom
Property:
- Schedule properties to inspect: https://www.realestate.com.au/
- Schedule properties to inspect: https://www.domain.com.au/
- Calculate numbers for property to ensure that you break even on your property investment
- On excel sheet schedule properties to view
LOAN: Finalise home loan - Adelaide Bank (Rate 6.09%) vs ANZ (6.24%) - in progress
- Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum - 12/03/2024 - 14/03/2024
- Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products. Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
  - Get documentation back to Cameron Bendigo/Adelaide Bank
- Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
- Loan structure - use the infinity loan calculator to support calculation
Gamsat study
GAMSAT - Buy Gamsat practice exam and do - screen record and review performance for areas to improve
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Friend - Huri link up to discuss business, friendship and rotation to NALHN
Online Business - Finalise business plan - Understand my customers and where I will sell my products & Organise first shipment of products
Organise properties to go view over the next 2 weeks
- run numbers and schedule inspection times for all the properties on realestate.com.
- Excel sheet with properties to view
- Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
WORK: ANZCAP transition portal follow up with A regarding form provided
Property: Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
Family - William follow up regarding university studies - create a Whatsapp group and see when everyone is free to link up to catch up next week.
In progress tasks

Work PM
Gamsat study
Look at excel sheet and resources on my bookmarks for property.
Residency - ANZ transition portal follow up with A regarding form provided next week on 13/03/2024
Residency - follow up Y email regarding accom
Property:
- Schedule properties to inspect: https://www.realestate.com.au/
- Schedule properties to inspect: https://www.domain.com.au/
- Calculate numbers for property to ensure that you break even on your property investment
- On excel sheet schedule properties to view
LOAN: Finalise home loan - Adelaide Bank (Rate 6.09%) vs ANZ (6.24%) - in progress
- Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum - 12/03/2024 - 14/03/2024
- Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products. Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
  - Get documentation back to Cameron Bendigo/Adelaide Bank
- Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
- Loan structure - use the infinity loan calculator to support calculation
Gamsat study
GAMSAT - Buy Gamsat practice exam and do - screen record and review performance for areas to improve
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Friend - Huri link up to discuss business, friendship and rotation to NALHN
Online Business - Finalise business plan - Understand my customers and where I will sell my products & Organise first shipment of products
Organise properties to go view over the next 2 weeks
- run numbers and schedule inspection times for all the properties on realestate.com.
- Excel sheet with properties to view
- Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
WORK: ANZCAP transition portal follow up with A regarding form provided
Property: Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
Family - William follow up regarding university studies - create a Whatsapp group and see when everyone is free to link up to catch up next week.
In progress tasks

Work PM
Gamsat study
Look at excel sheet and resources on my bookmarks for property.
Residency - ANZ transition portal follow up with A regarding form provided next week on 13/03/2024
Residency - follow up Y email regarding accom
Property:
- Schedule properties to inspect: https://www.realestate.com.au/
- Schedule properties to inspect: https://www.domain.com.au/
- Calculate numbers for property to ensure that you break even on your property investment
- On excel sheet schedule properties to view
LOAN: Finalise home loan - Adelaide Bank (Rate 6.09%) vs ANZ (6.24%) - in progress
- Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum - 12/03/2024 - 14/03/2024
- Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products. Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
  - Get documentation back to Cameron Bendigo/Adelaide Bank
- Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
- Loan structure - use the infinity loan calculator to support calculation
Gamsat study
GAMSAT - Buy Gamsat practice exam and do - screen record and review performance for areas to improve
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Friend - Huri link up to discuss business, friendship and rotation to NALHN
Online Business - Finalise business plan - Understand my customers and where I will sell my products & Organise first shipment of products
Organise properties to go view over the next 2 weeks
- run numbers and schedule inspection times for all the properties on realestate.com.
- Excel sheet with properties to view
- Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
Property: Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
Family - William follow up regarding university studies - create a Whatsapp group and see when everyone is free to link up to catch up next week.
In progress tasks

Travel back to Adelaide - 10 AM
Gamsat study
Look at excel sheet and resources on my bookmarks for property.
Residency - follow up Y email regarding accom
Property:
- Schedule properties to inspect: https://www.realestate.com.au/
- Schedule properties to inspect: https://www.domain.com.au/
- Calculate numbers for property to ensure that you break even on your property investment
- On excel sheet schedule properties to view
LOAN: Finalise home loan - Adelaide Bank (Rate 6.09%) vs ANZ (6.24%) - in progress
- Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum - 12/03/2024 - 14/03/2024
- Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products. Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
  - Get documentation back to Cameron Bendigo/Adelaide Bank
- Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
- Loan structure - use the infinity loan calculator to support calculation
Gamsat study
GAMSAT - Buy Gamsat practice exam and do - screen record and review performance for areas to improve
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Friend - Huri link up to discuss business, friendship and rotation to NALHN
Online Business - Finalise business plan - Understand my customers and where I will sell my products & Organise first shipment of products
Organise properties to go view over the next 2 weeks
- run numbers and schedule inspection times for all the properties on realestate.com.
- Excel sheet with properties to view
- Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
Property: Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
Family - William follow up regarding university studies - create a Whatsapp group and see when everyone is free to link up to catch up next week.
In progress tasks
First Aid Course Preparation
In progress tasks

First Aid Course 0n 18/03/2024 8AM - 1:30PM Elizabeth St John Centre 81 Elizabeth Way - Enter rear of building Elizabeth SA 5112 - DONE
Bendigo Bank meeting - Meeting at Bendigo bank at 1:30 PM to discuss home loan - DONE
JUSTICE OF PEACE SALISBURY - Complete documentation signing with JP at salisbury close at 4 pm - DONE
Car form to take to service sa (form in wallet) on 18/03/2024 in Elizabeth Service SA centre at 2PM - DONE
WILL SUBMISSION: https://giving.unisa.edu.au/get-involved/bequest/?utm_source=linkedin&utm_medium=paid&utm_campaign=Corporate&utm_term=post&utm_content=corporate&li_fat_id=576d6f3d-84d0-4842-b6bf-7ae83d334633 - DONE
Verify linked in - Verify profile using passport - 18/03/2024 - DONE
RESIDENCY TRAINING ANZCAP MEETING: Monday 18th March 3pm –4pm (AEDT) • https://us06web.zoom.us/j/5859477655?pwd=t9W2Tyb3OUbaAVlGvh7sH6bbrQWCDb.1&omn=839390 02545 • Meeting ID: 585 947 7655 • Passcode: 216578
Residency - ANZ transition portal follow up with A regarding form provided next week on 13/03/2024
Gamsat study
APPLY - SALHN permanent position expire 21st March 2024 ahp2 - apply 18/03/2024 using updated resume
Gamsat study
Look at excel sheet and resources on my bookmarks for property.
Residency - follow up Y email regarding accom
Property:
- Schedule properties to inspect: https://www.realestate.com.au/
- Schedule properties to inspect: https://www.domain.com.au/
- Calculate numbers for property to ensure that you break even on your property investment
- On excel sheet schedule properties to view
LOAN: Finalise home loan - Adelaide Bank (Rate 6.09%) vs ANZ (6.24%) - in progress
- Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum - 12/03/2024 - 14/03/2024
- Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products. Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
  - Get documentation back to Cameron Bendigo/Adelaide Bank
- Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
- Loan structure - use the infinity loan calculator to support calculation
Gamsat study
GAMSAT - Buy Gamsat practice exam and do - screen record and review performance for areas to improve
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Friend - Huri link up to discuss business, friendship and rotation to NALHN
Online Business - Finalise business plan - Understand my customers and where I will sell my products & Organise first shipment of products
Organise properties to go view over the next 2 weeks
- run numbers and schedule inspection times for all the properties on realestate.com.
- Excel sheet with properties to view
- Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
Property: Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
Family - William follow up regarding university studies - create a Whatsapp group and see when everyone is free to link up to catch up next week.
In progress tasks

Gamsat study
APPLY - SALHN permanent position expire 21st March 2024 ahp2 - apply 18/03/2024 using updated resume
Residency - follow up Y email regarding accom
PM - Reply to A regarding to email
Property:
- Schedule properties to inspect: https://www.realestate.com.au/
- Schedule properties to inspect: https://www.domain.com.au/
- Calculate numbers for property to ensure that you break even on your property investment
- On excel sheet schedule properties to view
LOAN: Finalise home loan - Adelaide Bank (Rate 6.09%) vs ANZ (6.24%) - in progress
- Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum - 12/03/2024 - 14/03/2024
- Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products. Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
  - Get documentation back to Cameron Bendigo/Adelaide Bank
  - Ask lender to dispute my loan Enquiry for the other lender- look at video on Instagram kardorealestate
- Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
- Loan structure - use the infinity loan calculator to support calculation
GAMSAT - Buy Gamsat practice exam and do - screen record and review performance for areas to improve
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Organise properties to go view over the next 2 weeks
- run numbers and schedule inspection times for all the properties on realestate.com.
- Excel sheet with properties to view
- Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
Property: Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
Family - William follow up regarding university studies - create a Whatsapp group and see when everyone is free to link up to catch up next week.
Personal (Content Creation): Make youtube content, topics relevant/hot, youtube videos onto tiktok wiith hashtags and sounds, and then stream to react to popular figures, put reactions into tiktok with that persons hashtage and popular sounds. Get into that persons hashtag

Gamsat study
UPDATE REFERENCES & APPLY - SALHN permanent position expire 21st March 2024 ahp2 - apply 18/03/2024 using updated resume
Property:
- Schedule properties to inspect: https://www.realestate.com.au/
- Schedule properties to inspect: https://www.domain.com.au/
- Calculate numbers for property to ensure that you break even on your property investment
- On excel sheet schedule properties to view
LOAN: Finalise home loan - Adelaide Bank (Rate 6.09%) vs ANZ (6.24%) - in progress
- Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum - 12/03/2024 - 14/03/2024
- Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products. Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
  - Get documentation back to Cameron Bendigo/Adelaide Bank
  - Ask lender to dispute my loan Enquiry for the other lender- look at video on Instagram kardorealestate
- Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
- Loan structure - use the infinity loan calculator to support calculation
- IN PROGRESS: Adelaide Bank - Cameron reply with required documentation that he requested. Waiting on documents for Commbank and ANZ statements that he requires - requested them to be emailed to me. Waiting on these documents then I will send them off to Cameron.
GAMSAT - Buy Gamsat practice exam and do - screen record and review performance for areas to improve
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Organise properties to go view over the next 2 weeks
- run numbers and schedule inspection times for all the properties on realestate.com.
- Excel sheet with properties to view
- Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
Property: Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
Family - Follow up regarding meet up - in Whatsapp group and see when everyone is free to link up to catch up next week.

WORK: Submit timesheet on desktop to V on 21/03/2024
Gamsat study
Look at excel sheet and resources on my bookmarks for property.
Residency - ANZ transition portal follow up with A regarding form provided next week on 13/03/2024
Residency - follow up Y email regarding accom
Property:
- Schedule properties to inspect: https://www.realestate.com.au/
- Schedule properties to inspect: https://www.domain.com.au/
- Calculate numbers for property to ensure that you break even on your property investment
- On excel sheet schedule properties to view
LOAN: Finalise home loan - Adelaide Bank (Rate 6.09%) vs ANZ (6.24%) - in progress
- Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum - 12/03/2024 - 14/03/2024
- Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products. Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
  - Get documentation back to Cameron Bendigo/Adelaide Bank - requested via anz (expected email statements byb 22/03/2024)

Ask lender to dispute my loan Enquiry for the other lender- look at video on Instagram kardorealestate

Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
Loan structure - use the infinity loan calculator to support calculation

Gamsat study
GAMSAT - Buy Gamsat practice exam and do - screen record and review performance for areas to improve
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Friend - Huri link up to discuss business, friendship and rotation to NALHN
Online Business - Finalise business plan - Understand my customers and where I will sell my products & Organise first shipment of products
Organise properties to go view over the next 2 weeks
- run numbers and schedule inspection times for all the properties on realestate.com.
- Excel sheet with properties to view
- Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
WORK: ANZCAP transition portal follow up with A regarding form provided
Property: Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
Family - William follow up regarding university studies - create a Whatsapp group and see when everyone is free to link up to catch up next week.
In progress tasks

BUS RIDE AT 8:45 AM - BE IN THE CITY AT 8 AM ON ARRIVAL TO GO BACK TO MOUNT GAMBIER
ANZCAP Submission $150 using MAXXIA: https://yusrikardo.ghost.io/ghost/#/editor/post/65ec1c2cd616d600013ded0f
- Update resume 2024 - Current CV
- Letter/s of support
Travel to Mount Gambier
PERSONEL: Cleaning bathroom when coming back to Mount gambier on 22/03/2024
WORK: PDL insurance pay and place into tax return folder - on 22/03/2024 due in By 30 April 2024
WORK: Paid this week for next weeks pay but still expect maxxia to be contributed for next fortnight $368. As reached maximum for maxxia this year this will be contributed next fortnight via SA health pay upcoming with tax applied. Follow up with payroll regarding additional contribution for upcoming fortnight if any issues. Number in Microsoft to do. Expected on - 22/03/2023
WORK: Taxi reimbursement $183 expect payment by 22/03/2024
WORK: Work payslip AHP203 followup update on payslip and back pay from 14/02/2024 - 22/03/2024
Residency: SHPA reimbursement waiting on - needing to follow up if not received by 22/03/2024.
Gamsat study
WORK: ANZ transition portal followup with A regarding form provided next week on 12/03/2024
ANZCAP MEETING IMPORTANT Friday 22nd March 12pm –1pm (AEDT) • https://us06web.zoom.us/j/5859477655?pwd=t9W2Tyb3OUbaAVlGvh7sH6bbrQWCDb.1&omn=898060 02920 • Meeting ID: 585 947 7655 • Passcode: 216578
Look at excel sheet and resources on my bookmarks for property.
In progress tasks
Money to break off - give O money if she did well
Follow up with B - assignments
Pops/mum- have lunch and a good time with him in the home
T & A - Conversation regarding university and how he is going
I - toy and play
Gamsat study
Look at excel sheet and resources on my bookmarks for property.
Residency - ANZ transition portal follow up with A regarding form provided next week on 13/03/2024
Residency - follow up Y email regarding accom
Property:
- Schedule properties to inspect: https://www.realestate.com.au/
- Schedule properties to inspect: https://www.domain.com.au/
- Calculate numbers for property to ensure that you break even on your property investment
- On excel sheet schedule properties to view
LOAN: Finalise home loan - Adelaide Bank (Rate 6.09%) vs ANZ (6.24%) - in progress
- Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum - 12/03/2024 - 14/03/2024
- Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products. Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
  - Get documentation back to Cameron Bendigo/Adelaide Bank - (expected email statements byb 22/03/2024)
  - Ask lender to dispute other loan requests
- Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
- Loan structure - use the infinity loan calculator to support calculation
Gamsat study
GAMSAT - Buy Gamsat practice exam and do - screen record and review performance for areas to improve
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Friend - Huri link up to discuss business, friendship and rotation to NALHN
Online Business - Finalise business plan - Understand my customers and where I will sell my products & Organise first shipment of products
Organise properties to go view over the next 2 weeks
- run numbers and schedule inspection times for all the properties on realestate.com.
- Excel sheet with properties to view
- Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
WORK: ANZCAP transition portal follow up with A regarding form provided
Property: Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
Family - William follow up regarding university studies - create a Whatsapp group and see when everyone is free to link up to catch up next week.
In progress tasks

Work PM
Gamsat study
Look at excel sheet and resources on my bookmarks for property.
Residency - ANZ transition portal follow up with A regarding form provided next week on 13/03/2024
Residency - follow up Y email regarding accom
Property:
- Schedule properties to inspect: https://www.realestate.com.au/
- Schedule properties to inspect: https://www.domain.com.au/
- Calculate numbers for property to ensure that you break even on your property investment
- On excel sheet schedule properties to view
LOAN: Finalise home loan - Adelaide Bank (Rate 6.09%) vs ANZ (6.24%) - in progress
- Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum - 12/03/2024 - 14/03/2024
- Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products. Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
  - Get documentation back to Cameron Bendigo/Adelaide Bank
- Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
- Loan structure - use the infinity loan calculator to support calculation
Gamsat study
GAMSAT - Buy Gamsat practice exam and do - screen record and review performance for areas to improve
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Friend - Huri link up to discuss business, friendship and rotation to NALHN
Online Business - Finalise business plan - Understand my customers and where I will sell my products & Organise first shipment of products
Organise properties to go view over the next 2 weeks
- run numbers and schedule inspection times for all the properties on realestate.com.
- Excel sheet with properties to view
- Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
WORK: ANZCAP transition portal follow up with A regarding form provided
Property: Discuss property ownership with Craig in my emails vs ANZ - Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
Family - William follow up regarding university studies - create a Whatsapp group and see when everyone is free to link up to catch up next week.
In progress tasks

Service car - coolant and engine oil on 24/03/2024
Prepare for upcoming next month on Sunday 24/03/2024.
Schedule for May to sign up for GAMSAT in September
Wednesday 27th March 2pm –3pm (AEDT) • https://us06web.zoom.us/j/5859477655?pwd=t9W2Tyb3OUbaAVlGvh7sH6bbrQWCDb.1&omn=834385 86958 • Meeting ID: 585 947 7655 • Passcode: 216578
Work - fridge remove food and clean container 25/03/2024
Gamsat study
Transfer funds to commbank account as April 1st after interest paid- Open anz plus or open account with commbank higher rate of 4.9 annually and not being short changed - call anz and transfer all funds to commback after this months interest rate payment. 1800 352 535 8am-4 Monday to Friday. $28 - 2 business business days to transfer - April 22/03/2024
Look at excel sheet and resources on my bookmarks for property.
Website personal (renew by 15 april) Schedule for upcoming month uses Maxxia (recommence autorenewal): Renew registration of website:
https://dash.cloudflare.com/b8c183453f8fc18ba155d78ceb5c71eb/domains/yusrikardo.com
Maxxia to pay for pdl insurance Keep invoices for tax return to get refunded
In progress tasks

25 - 31

Property:
- Look at excel sheet and resources on my bookmarks for property.
- Schedule properties to inspect: https://www.realestate.com.au/
- Schedule properties to inspect: https://www.domain.com.au/
- Calculate numbers for property to ensure that you break even on your property investment
- On excel sheet schedule properties to view
LOAN: Finalise home loan - Adelaide Bank (Rate 6.09%) vs ANZ (6.24%) - in progress
- Loan Structure - Loan structure - variable and fixed loan structure - then create an offset account to reduce the variable loan to zero, addition repayments and early repayments- lump sum
- Adelaide Bank quoted me 6.09% - need to review and get that loan organised as long as it matches up with available products. Contact Adelaide Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
  - Get documentation back to Cameron Bendigo/Adelaide Bank - documents sent waiting on Cameron reply
  - Cameron to get back to me about rebuting other loan reviews on my credit report
- Discuss property ownership with Craig ANZ - Contact ANZ Bank - offset account, redraw, early repayments, account fees, interest rate and switching to a fixed loan later on
- Loan structure - use the infinity loan calculator to support calculation
Organise properties to go view
- run numbers and schedule inspection times for all the properties on realestate.com.
- Excel sheet with properties to view
- Inspections - Look at property inspection times starting Sunday. Calculate the numbers of the properties and schedule times to go inspect the properties with family members.
Gamsat study
- Section 3
- Section 2
- Section 1
GAMSAT - Buy Gamsat practice exam and do - screen record and review performance for areas to improve
GAMSAT - Stick to the schedule and organise leave to do the GAMSAT - September GAMSAT
Residency - Work on research project
Residency - Work on presentation
Residency - Work on Minipat requirements
Residency - Wednesday 27th March 2pm –3pm (AEDT) • https://us06web.zoom.us/j/5859477655?pwd=t9W2Tyb3OUbaAVlGvh7sH6bbrQWCDb.1&omn=834385 86958 • Meeting ID: 585 947 7655 • Passcode: 216578
Business - Finalise business plan: understand my customers, where I will sell my products and first shipment of products
Family - followup O and B as well as group chat
Taxi reimbursement $183 expect payment by end of the month 31/03/2024
Work payslip AHP203 followup back pay from 14/02/2024 - 22/03/2024