Stay Hungry

As we approach the final chapter of the year, there’s a prevailing theme that should guide our path forward: hunger and humility. Hunger, the relentless drive to improve, achieve, and grow—both personally and professionally. Humility, the quiet strength of recognizing where we stand, understanding that there is always room for growth, and being open to learning and adapting. This period of reflection and realignment provides the perfect opportunity to cultivate both traits, as we assess our progress, set priorities, and lay the groundwork for the future.

Table of contents:

In this edition of the newsletter, we focus on both elements—hunger and humility—to guide you through the final quarter of the year. We’ll explore strategies for Monthly Improvements, offering techniques to refine your goals and accelerate personal growth with a humble acknowledgment of where you can do better. We’ll highlight Priorities for the Final Month, ensuring that you stay laser-focused on the tasks that matter most, driven by a hunger to finish the year strong. The Schedule section will provide practical tips for organizing your time effectively, creating space for both ambition and balance. Our Finances section will give insights into managing your resources wisely, encouraging a humble but strategic approach to wealth-building. The Health segment reminds us that a strong mind and body are vital for sustained success, while Entrepreneurship will offer inspiration and practical guidance for pursuing your business goals with humility and resilience. We'll also reflect on the importance of Family and Friendships, acknowledging the role they play in keeping us grounded. Finally, our Chess Moves section will offer strategic decision-making lessons, helping you make the right moves with both ambition and wisdom.

This final month is an opportunity to be both hungry for success and humble in your approach. We invite you to dive into these topics, to refine your strategies, and to set a course for the final stretch of the year that reflects both your ambition and your willingness to learn. Let’s finish the year strong—driven, grounded, and purposeful.

MONTHLY IMPROVEMENTS

Self-Reflection:

• Comparison: Evaluate your current status against last month.
  • Still working
  • Still remaining positive
  • Looking to self improve
• Observation: Recognize where you may have fallen short in making substantial progress.
  • Consistency, perseverance and focus
  • Self investment
  • Investment Property
  • Business progression
  • Study consistency
• Response: Use this awareness as motivation to take action in the upcoming months.

1. Social Media Use:

• Challenge: Spending excessive time on social media.
• Goal: Restructure and monitor social media usage for increased productivity.
• Action Plan: Implement time management techniques, such as setting specific time limits for social media engagement. Replace mindless scrolling with more purposeful online interactions and utilise it as a tool.

2. Fast Food vs. Healthy Alternatives:

• Challenge: Succumbing to the convenience of fast food.
• Goal: Prioritize healthier eating habits.
• Action Plan: Plan meals ahead, incorporating nutritious alternatives to fast food. Explore easy-to-make, wholesome recipes that align with your dietary goals.

3. Sleep Pattern:

• Challenge: Inconsistent sleep schedule.
• Goal: Establish a consistent and restful sleep routine.
• Action Plan: Set a fixed bedtime and wake-up time. Create a calming bedtime ritual, such as reading or meditation, to signal your body that it's time to unwind.

4. Prayer and Meditation:

• Challenge: Neglecting spiritual and mental well-being practices.
• Goal: Dedicate more time to prayer and meditation.
• Action Plan: Allocate specific slots in your daily schedule for these activities. Consider integrating them into your morning or evening routine to foster a sense of tranquility and spiritual connection.

5. Schedule and consistency

• Set Clear Priorities: Identify your top tasks and break them into manageable steps.
• Create a Realistic Schedule: Design a practical daily/weekly plan, allowing flexibility.
• Commit to Time Blocking: Dedicate specific time slots for focused work.
• Eliminate Distractions: Minimize distractions by setting boundaries and silencing notifications.
• Stay Accountable: Share your goals with someone for regular check-ins.
• Use Rewards and Breaks: Celebrate small wins with breaks or rewards.
• Reflect and Adjust: Review your progress weekly and adjust your plan as needed.

PRIORITIES FOR THE FINAL MONTH

As we approach the final quarter of the year, it’s time to stay hungry and ambitious, pushing ourselves to achieve the goals we’ve set. This is the moment to fuel our drive, sharpen our focus, and relentlessly pursue what we’ve set out to accomplish. The final quarter represents a pivotal opportunity to close the year with momentum and set the stage for even greater success in the coming year.

1. Applications Preparation:

• Importance: Resume updated and references prepared
• Action Plan: Dedicate focused time to research, practice, and refine your skills. Utilize mock interviews, gather feedback, and ensure you're well-versed in presenting your qualifications confidently.

2. G Study:

• Importance: If your aspiration is further career development, study is a pivotal hurdle. Rigorous preparation is the key to success.
• Action Plan: Create a study schedule that incorporates regular practice tests, revision, and targeted subject review. Seek out resources, study groups, or tutors to enhance your understanding and performance.

3. Residency Pursuit:

• Importance: Completing a residency is a crucial step for health professionals, shaping their career trajectory.
• Action Plan: I am pursuing to work on my residency program meticulously, ensuring alignment with my aspirations.

4. Entrepreneurship Endeavors:

• Importance: Entrepreneurship is a dynamic journey that demands consistent effort and innovation.
• Action Plan: I must allocate time and resources to further develop my entrepreneurial projects. Focusing on strategy, market research, and networking to propel endeavors to the next level.

NEXT STEPS:

• Career - Prepared to apply for positions in ADL. Research project, MiniPAT surveys 20 and prepare for final rotation requirements
• Creator
• Sudy - Prepare for study. Prepare plan and execute on the plan.
• Business - Create my business and be in a financial position to practice business.
• Real Estate - First home/ investment (strategic plan) and setup

DAILY SCHEDULE

Creating a structured schedule is crucial to effectively manage your priorities. My schedule includes:

• Morning Routine: Use this time for personal care, exercise, and a healthy breakfast to start the day right.
• Work Tasks: Allocate time for your work commitments during your working hours.
• Study: Dedicate focused time to prepare for your studies.
• Residency: Understand prioritizations for each rotation and complete these tasks in an efficient manner.
• Dinner: Ensure you have a balanced and nourishing dinner to maintain your energy levels.
• Wind-down & Relax: Prioritize winding down before bedtime. This includes relaxation techniques, reading, or any other activities that help you de-stress and prepare for a restful night's sleep.

FINANCES

In the quest for financial stability and growth, having a well-structured financial toolkit and a thoughtful investment plan is paramount. This section delves into the key components of a strong financial foundation and strategies for wise investments to secure your financial future.

1. Emergency Fund:

• Importance: Before diving into investments, ensure you have an emergency fund. This fund acts as a financial safety net, covering unexpected expenses like medical bills or car repairs.
• Action: Set a goal to save at least 3-6 months' worth of living expenses in a liquid, easily accessible account like a savings account.

2. Budgeting and Expense Tracking:

• Importance: A well-structured budget helps you understand your financial inflows and outflows, making it easier to save and invest.
• Action: Create a detailed monthly budget, categorizing your expenses. Use apps or spreadsheets to track spending, identify areas for savings, and redirect those funds towards your investment plan.

3. Debt Management:

• Importance: High-interest debts can erode your finances. Prioritize paying off high-interest debts like credit cards to free up more money for investments.
• Action: Develop a debt repayment strategy and allocate extra funds toward paying off debts. Consider consolidating or refinancing to lower interest rates if feasible.

4. Investment Goals:

• Importance: Define clear, achievable financial goals that will guide your investment strategy.
• Action: Establish short-term, medium-term, and long-term goals. Determine your risk tolerance and time horizon for each goal to shape your investment choices.

5. Diversification:

• Importance: Spreading investments across different asset classes (stocks and real estate) can reduce risk.
• Action: Develop an investment portfolio that aligns with your goals and risk tolerance. Diversify within each asset class to further mitigate risk.

6. Retirement Planning:

• Importance: Securing your retirement is a primary financial objective.
• Action: Contribute to retirement accounts like Super. Maximize employer contributions, if available, and take advantage of tax-advantaged retirement savings.

7. Regular Contributions:

• Importance: Consistent contributions, even small ones, can grow significantly over time.
• Action: Commit to regular investments, whether through automated transfers or payroll deductions. This "pay yourself first" approach ensures consistent progress.

8. Financial Education:

• Importance: Continuously educate yourself about investment opportunities and strategies.
• Action: Read books, attend seminars, or consult with financial advisors to stay informed and make informed decisions.

9. Risk Management:

• Importance: Protect your investments and assets with adequate insurance coverage.
• Action: Review and update your insurance policies (life, health, home, auto) to ensure they align with your financial goals and provide sufficient protection.

10. Periodic Review:

• Importance: Financial goals and market conditions change over time; regular reviews are essential.
• Action: Revisit your financial toolkit and investment plan at least annually. Adjust your strategies to stay on track with your goals and adapt to market fluctuations.

HEALTH

Mindset:

• Importance: A positive mindset is the foundation of overall well-being. It shapes your perception of the world and influences your responses to life's challenges.

2. Spirituality:

• Importance: Spirituality offers a sense of purpose, connection, and inner peace, contributing to emotional and mental well-being.

3. Physical Health:

Working out:

• Importance: Regular exercise is fundamental for physical health, offering numerous benefits such as improved cardiovascular fitness, increased strength, and stress reduction.

Food:

• Importance: Nutrition plays a pivotal role in overall health. A balanced diet provides essential nutrients and energy for daily activities.

4. Skincare:

• Importance: Skin health is an integral part of self-care, as it affects both physical appearance and self-esteem. Moisturizer Cream, Sesame Oil, and Hydrating Face Wash.

ENTREPREUNERSHIP

Entrepreneurship is a dynamic journey that calls for a strategic investment of time and effort. This section highlights various facets of entrepreneurial endeavors, including personal and professional development, business structure and setup, content creation through YouTube and podcasting, and self-investments.

1. Business Structure and Setup:

• Importance: Establishing a solid foundation for your entrepreneurial endeavors is crucial for long-term success.
• Action: Assess your business structure—whether it's a sole proprietorship, partnership, LLC, or corporation—and ensure it aligns with your goals. Conduct due diligence in areas like legal compliance, accounting, and tax planning to set up your business for growth.

2. YouTube and Podcasting:

• Importance: Content creation through platforms like YouTube and podcasting can be a powerful tool for building your brand, connecting with your audience, and expanding your reach.
• Action: Invest time in crafting high-quality, engaging content that resonates with your target audience. Consistency is key; create a content calendar to ensure regular uploads and episodes.

3. Self-Investments:

• Importance: Personal growth is often the catalyst for entrepreneurial success. Investing in yourself can yield exponential returns in your ventures.
• Action: Set aside time for self-improvement activities such as reading, networking, and attending workshops or seminars. Don't overlook the importance of mental and physical well-being, as a healthy you is better equipped for entrepreneurship.

4. Investment Property Stages:
   • Finance Preparation
   • Property Market Analysis
   • Risk vs. Reward Assessment
   • Property Analysis (Equity Growth/Cash Flow)
   • Bidding/Acquisition Stage
   • Tenant/Property Management (delegate to family - E. Kardo)
   • Automation of property management processes

Property Preferences

• 4 bedrooms, 2 living rooms, 2 bathrooms
• 500m²+ lot in northern suburbs
• Max budget: ??

Preparation and Resources

• Review property Excel sheet and saved bookmarks for reference
• Schedule property viewings on realestate.com.au and domain.com.au

Financial Planning

• Set up loan structure: mix of variable and fixed-rate loans
• Open an offset account to reduce variable loan amount
• Plan additional and early repayments to decrease principal faster

Inspection Schedule

• Review property inspection times starting Sunday
• Schedule inspection times on the Excel sheet
• Inspect properties with family members

Property Analysis

• Calculate potential rental income vs. expenses to ensure investment is breakeven or profitable
• Track analysis on Excel sheet

Acquisition and Closing

• Finalize inspection outcomes and financial assessments
• Close the property deal

Property Management

• Delegate ongoing property management to family (dad)
• Post-purchase, return $ to mum as planned

FAMILY AND FRIENDSHIP

Amid the whirlwind of life's challenges and aspirations, the role of family and friends remains invaluable. In this section, we emphasize the importance of nurturing and strengthening these bonds, with a particular focus on supporting siblings.

• Family - spend more time with my family during my rotation in CALHN. Talk to dad about Sudan passport and older brother.
• Partner - Continue to progress (review progress and assess)
• Friendships - Spend more time with my close friends - especially J and create new friendships in life and business

1. The Power of Family and Friends:

• Importance: Your family and friends form a bedrock of support, offering understanding, love, and companionship on your journey through life.

2. Supporting Siblings:

• Importance: Siblings share a unique and enduring bond that often lasts a lifetime. Supporting your siblings can be a source of joy, strength, and shared experiences.

3. Emotional Well-Being:

• Importance: Emotional well-being is deeply intertwined with the relationships we cultivate. Family and friends play a crucial role in providing emotional support during challenging times.

4. Shared Experiences:

• Importance: Shared experiences create lasting memories and reinforce bonds. These moments strengthen your connections and provide a sense of belonging.

CAREER

• Adelaide Position Applications
  • Prepare and submit applications for positions in Adelaide
  • Update and tailor resume for specific roles
• Research Project
  • Continue work on the research project as planned
  • Track progress and document findings
• MiniPAT Surveys
  • Complete 20 MiniPAT surveys
  • Organize survey responses and compile necessary data
• ANZCAP Documentation
  • Upload required documents to ANZCAP platform
  • Verify submissions for completeness and accuracy
• Rotation meeting and requirements preparation
• Look at AHP+PRD - PSA medication management review 1&2
• Update resume
  • Look at community pharmacy - antibiotics course
• AHPRA Examiner 11th - 13th February book time off

QUOTE OF THE MONTH

"I'm never going to stop" - Bugzy Malone

The quote "I'm never going to stop" by Bugzy Malone reflects a mindset of relentless determination and perseverance. It conveys the idea of an unwavering commitment to one's goals, no matter the challenges faced. Bugzy Malone’s words embody a sense of resilience, where giving up is never an option. It’s about staying driven, continuously pushing forward, and remaining focused on success, regardless of obstacles or setbacks. The quote signifies a refusal to quit and a determination to keep striving toward growth and achievement, no matter how difficult the journey may become.

COMMENTS SECTION

Last month, lets stay humble and hungry to prepare us for a successful year in 2025. How are you preparing for the upcoming year?

Schedule for the Month

• Prepare case based discussion for AF
• G study preparation - look at post Upcoming (search tag - G)
• Business
• A discuss and see if aligned
• Review financial plan as above
• Review property plan as above
• Review blog posts and update newsletter page + Store (additional resources update with resources)

December 1 - Sunday

• Auction 3:30PM
• Review properties to view
• MiniPAT surveys
• Research Project work
• Hmr referral business
• Check for surveys
• Photography
• Meal Prep
• Work Out
• Review finances as per my blog
• Read book - the secret and creative inspiration

WEEK 1: Dec 2 (Monday) - Dec 8 (Sunday)

Dec 2 - Monday

• MiniPAT surveys
• Research Project work
• G Study
• Organise dentist appointment for review of teeth
• AHPRA Examiner Tuesday 11th - Thursday 13th February book time off - if seeing Drake Sunday 9th or Monday 10th (schedule for these dates incorporated).

Dec 3 - Tuesday

• Yu Ting visiting site
• Case based discussion 11:30AM-12PM AF
• MiniPAT surveys
• Research Project work
• G Study

Dec 4 - Wednesday

• SA Pharmacy Education Group Meeting 4/12/2024 - 10:30AM - 12:30PM
• Case based discussion 3:30PM-4PM AF
• MiniPAT surveys
• Research Project work
• G Study

Dec 5 - Thursday

• Yu Ting visiting site
• Organise meeting with C TL Thursday/Friday
• Neuroscience/rehabilitation 11AM-1130AM
• MiniPAT surveys
• Research Project work
• G Study

Dec 6 - Friday

• Neuro/rehab Xmas Dinner 5:45PM - The Kentish 23 Stanley St North Adelaide
• MiniPAT surveys
• Research Project work
• Jummah Prayer
• G Study

Dec 7 - Saturday

• Sell Ps4 - 9-5 eb games
• Cancel Westpac card
• Prayer
• G Study
• Work Out

Dec 8 - Sunday

• Catch up with Huri
• Review properties to view
• Shopping and fill fuel - check rewards for vouchers and commbank app hello for vouchers
• Check for surveys
• Photography
• Meal Prep
• Prayer
• Work Out
• Skincare routine
• Read book - the secret and creative inspiration

WEEK 2: Dec 9 (Monday) - Dec 15 (Sunday)

Dec 9 - Monday

• Followup Dr Json Kwlsky prescriber no. and Rx organise for TWCM Ntwn
• MiniPAT surveys
• Case Study 12pm - 12:30PM
• Research Project work
• G Study

Dec 10 - Tuesday

• MiniPAT surveys
• Research Project work
• G Study

Dec 11 - Wednesday

• MiniPAT surveys
• Case Study 12pm - 12:30PM
• Research Project work
• G Study

Dec 12 - Thursday

• Neuroscience/rehabilitation 11AM-1130AM meeting
• MiniPAT surveys
• Research Project work
• G Study

Dec 13 - Friday

• MiniPAT surveys
• Research Project work
• Jummah Prayer
• G Study

Dec 14 - Saturday

• Prayer
• G Study
• Work Out

Dec 15 - Sunday

• Review properties to view
• Shopping and fill fuel - check rewards for vouchers and commbank app hello for vouchers
• Check for surveys
• Photography
• Meal Prep
• Prayer
• Work Out
• Skincare routine
• Read book - the secret and creative inspiration

WEEK 3: Dec 16 (Monday) - Dec 22 (Sunday)

Dec 16 - Monday

• MiniPAT surveys
• Research Project work
• G Study

Dec 17 - Tuesday

• MiniPAT surveys
• Research Project work
• G Study

Dec 18 - Wednesday

• MiniPAT surveys
• Research Project work
• G Study

Dec 19 - Thursday

• MiniCEX proposed date flexible - YT
• Neuroscience/rehabilitation 11AM-1130AM
• MiniPAT surveys
• Research Project work
• G Study

Dec 20 - Friday

• MiniPAT surveys
• Research Project work
• Jummah Prayer
• G Study

Dec 21 - Saturday

• Prayer
• G Study
• Work Out

Dec 22 - Sunday

• SAPOL fine organise payment plan
• Review properties to view
• Shopping and fill fuel - check rewards for vouchers and commbank app hello for vouchers
• Check for surveys
• Photography
• Meal Prep
• Prayer
• Work Out
• Skincare routine
• Read book - the secret and creative inspiration

WEEK 4: Dec 23 (Monday) - Dec 29 (Sunday)

Dec 23 - Monday

• MiniPAT surveys
• Research Project work
• G Study

Dec 24 - Tuesday

• MiniPAT surveys
• Research Project work
• G Study

Dec 25 - Wednesday

• Public holiday
• G Study

Dec 26 - Thursday

• Public holiday
• Neuroscience/rehabilitation 11AM-1130AM
• G Study

Dec 27 - Friday

• MiniPAT surveys
• Research Project work
• Jummah Prayer
• G Study

Dec 28 - Saturday

• Prayer
• G Study
• Work Out
• Hair cut - low fade, nothing off the top (maybe a little)

Dec 29 - Sunday

• Review properties to view
• Shopping and fill fuel - check rewards for vouchers and commbank app hello for vouchers
• Check for surveys
• Photography
• Meal Prep
• Prayer
• Work Out
• Skincare routine
• Update resume references and preparation for applications
• Back up everything on USB
• Back up my phone
• Read book - the secret and creative inspiration

Next year

• PDL INSURANCE NEXT YEAR 30/04/2025 renew $250
• Renew Car Registration in 28th March